Explore the path to a home in Florida, at your own pace.
Down payment assistance, first-time buyer programs, and financing options across the state — written in plain English, organized by where you are in your journey.
Takes less than 60 seconds. No credit pull.
What best describes you?
Pick the option that fits you best. We'll tailor what you see next — no commitment, no pressure.
Most Floridians finish in about a minute.
Florida homeownership shouldn't feel like a maze.
There's a real path to owning a home here — and a lot of it depends on programs most buyers never hear about. Hometown Heroes. Florida Assist. County-level grants. We organize it so you can explore the options, learn what matters, and figure out where you fit.
A few good places to begin.
Florida down payment assistance, explained simply.
Grants, deferred second mortgages, forgivable loans — what each one actually means for a Florida buyer.
Read the guideHometown Heroes for Florida's frontline workforce.
Teachers, nurses, law enforcement, firefighters — what eligibility looks like and how the program works.
Read the guideBuying your first home in Florida.
A no-jargon walkthrough of credit, savings, and the programs designed for first-time buyers.
Read the guideBuilt like a resource. Not a sales funnel.
Fast Qualification Process
See potential programs in under 60 seconds — no waiting around.
Florida-Focused Information
Built specifically around state and local Florida programs.
Secure Information Submission
Encrypted submissions. Your info is never sold to third parties.
Educational Homebuyer Resources
Plain-English guides — explore at your own pace.
Mobile Friendly
Designed mobile-first. Tap, swipe, explore — anywhere.
Information across the programs Florida buyers ask about most.
Unlock Florida Homes is an educational resource. Program availability and eligibility vary.
Ready to explore your options?
A quick, friendly quiz to see the Florida programs and financing options you may qualify for.