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Florida Hometown Heroes

For Florida's frontline workforce.

Down payment and closing cost assistance designed for Florida community workers — teachers, nurses, law enforcement, firefighters, and many other essential professions.

Program highlights

  • Up to 5% of the loan amount in assistance
  • Low fixed-rate first mortgage
  • Available statewide for eligible buyers

Who should consider this

Eligibility varies by program and changes over time. The best way to confirm whether you qualify is to take our free quiz and have a licensed Florida mortgage specialist review your specific situation.

Important disclosures

Information shown is general and educational. Program availability, terms, and eligibility are subject to change without notice and are determined by program administrators and participating lenders. This page does not constitute a commitment to lend.

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See what Florida programs you may qualify for.

A licensed Florida mortgage professional will review your information and reach out — no obligation, no high-pressure pitch.

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