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Broward County, FL home buyer guide

Today's mortgage rates, FHA loan limits, and first-time buyer programs available in Fort Lauderdale, Pembroke Pines, Hollywood and across Broward County.

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Broward County snapshot

Median home price
$595,000
Population
1,950,000
FHA loan limit (1-unit)
$524,225
County seat
Fort Lauderdale

Broward sits between Miami-Dade and Palm Beach with strong condo and townhome supply. FHA condo approval and Hometown Heroes assistance are the two biggest unlocks for first-time buyers in this market.

Today's example payments

Monthly payment on a $595,000 Broward County home

Estimates include principal, interest, Florida property tax (~0.98%), and homeowners insurance (~1.25%). PMI/MIP varies. Updated June 14, 2026.

Live rates

Conventional

Monthly payment

$4,686

Rate (mid)
6.520%
Down payment
$29,750 (5.0%)
Loan amount
$565,250

5% down · PMI applies

FHA

Monthly payment

$4,602

Rate (mid)
6.145%
Down payment
$20,825 (3.5%)
Loan amount
$574,175

3.5% down · MIP included

VA

Monthly payment

$4,681

Rate (mid)
6.020%
Down payment
$0 (0.0%)
Loan amount
$595,000

0% down · no PMI

Hometown Heroes

Monthly payment

$4,777

Rate (mid)
6.270%
Down payment
$0 (0.0%)
Loan amount
$595,000

Up to $35K assistance

Educational estimates only. Your actual rate and payment depend on credit, debt-to-income, property type, lender pricing, and the exact insurance quote for your home.

Programs available in Broward County

Every major Florida loan and down payment assistance program is available countywide. These are the ones Broward buyers use most.

First-time home buyer guides for Broward County cities

Tap a city for local rates, payment estimates, and program eligibility.

Nearby Southeast Florida counties

Broward County

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